Business Finance
Business loans from £20,000 to £5m.
A fixed sum repaid over a set term, arranged against your trading rather than a credit score alone.
- Facility
- £20,000 to £5m
- Term
- 3 months to 6 years
- Speed
- Terms in 24 hours
- Security
- Unsecured or secured
A business loan is one of the simplest ways to raise working capital: a fixed sum, repaid over an agreed term. Unsecured facilities can reach around £500,000 where trading and affordability are strong. For larger requirements, security can open up considerably more funding options. We arrange business loans from £20,000 to £5m.
One route business owners often overlook is borrowing against property they already own, using a first or second charge over an investment property or, where appropriate, a main residence for a genuine business purpose. This can provide access to larger facilities without necessarily refinancing existing borrowing.
Lenders will typically consider turnover, profitability, cash flow, bank conduct and overall affordability. Personal guarantees are common on unsecured business loans, and we make sure you understand the proposed security and personal exposure before proceeding. Depending on the lender and complexity of the case, funding can potentially be arranged within days.
- You need working capital for growth, investment or a short-term business requirement.
- You want to raise capital against property you already own without necessarily refinancing existing borrowing.
- Your circumstances do not fit the criteria of traditional high-street lenders.
- You want one broker to assess the market rather than approaching multiple lenders yourself.
Enquire
Talk to us about business loans
Indicative terms in as little as 24 hours. Confidential, and no cost to you.
From first call to funds drawn.
- 01
Conversation
We take the amount, the purpose, the turnover and the security, if any.
- 02
Terms in 24 hours
Indicative terms across the panel, with the guarantee position stated up front.
- 03
Lender selection
We place it with the lender that fits the trading, not just the cheapest headline rate.
- 04
Drawdown
Bank statements and management figures in, funds typically drawn in three to ten working days.
The questions we're asked most about business loans. If yours isn't here, ask us directly.
On most unsecured facilities, yes, and we will tell you the exposure before you apply rather than at the offer stage. Secured facilities often reduce or remove the requirement.
Indicative terms within 24 hours, and drawdown typically in 3 to 10 working days once the lender has bank statements and management figures.
No. Several lenders on our panel price for adverse history. It affects the rate, not the answer.
- Up to 90% of invoice value
Business Finance
Invoice Finance
Advance cash against your sales ledger while debtor days stretch.
- £5,000 to £100m
Business Finance
Asset Finance
Fund plant and equipment, or release cash from assets you own.
- £100,000 to £100m
Specialist & Strategic Finance
Acquisition Finance
Debt to fund a business purchase, structured from the buyer’s side.
Finance raised must be for business purposes. Borrowing through a business to clear personal debt is a regulated activity and is not something we arrange.
