Supercars & Prestige Vehicles
Modern hypercars and prestige marques, valued on specification, mileage and condition.
Specialist & Strategic Finance
Liquidity from assets you would rather keep.
Discreet, asset-backed lending that unlocks capital held in supercars, classic cars, watches, jewellery, fine art and fine wine.
- Facility
- £25,000 to £100m
- Term
- 1 to 36 months
- Speed
- Funds in 3 to 10 days
- Security
- Secured on the asset
What it is
Fine possessions can hold significant value, but that capital usually remains locked away until the asset is sold. Luxury asset finance provides another option: borrowing against the asset to release liquidity while retaining ownership. A single piece or collection can provide capital to fund an opportunity, bridge a timing gap or complete a purchase before another sale settles.
We arrange facilities across a defined range of asset classes: supercars and prestige vehicles, investment-grade classic cars, fine watches and jewellery, fine art and fine wine. Lending is primarily driven by the value, provenance and marketability of the asset, with each facility structured around the individual circumstances. Every conversation is handled with the discretion expected at this level.
Who it suits
- You hold significant value in luxury assets and would rather borrow against them than sell.
- You want to act quickly on an opportunity or complete a purchase before another sale settles.
- You are asset-rich and need to release liquidity without disposing of valuable possessions.
- You want lending primarily driven by the quality and value of the underlying asset.
- You expect a discreet, specialist approach to both the asset and the transaction.
Enquire
Talk to us about luxury assets
Indicative terms in as little as 24 hours. Confidential, and no cost to you.
What we lend against
Four asset classes.
Each is valued, authenticated and, where required, stored by a specialist before we lend against it.
Classic Cars
Investment-grade classics, assessed on provenance, originality and history.
Watches & Jewellery
Fine timepieces, diamonds and signed jewellery, authenticated before lending.
Fine Art & Wine
Paintings, sculpture and cellared fine wine, valued and stored with specialists.
How it works
From first call to funds drawn.
- 01
Conversation
We take the asset, its provenance and the amount and timescale you need.
- 02
Valuation
A specialist values the asset and confirms the sum a lender will advance against it.
- 03
Secure storage
The asset is held by an insured, specialist custodian for the term of the loan.
- 04
Drawdown and return
Funds are released, typically in 3 to 10 days, and the asset is returned on repayment.
Common questions
The questions we're asked most about luxury assets. If yours isn't here, ask us directly.
Supercars and prestige vehicles, investment-grade classic cars, fine watches and jewellery, and fine art and wine. If you are unsure whether a particular piece qualifies, ask us.
For most facilities the piece is held by an insured, specialist custodian for the term and returned to you in full on repayment. Some vehicle facilities allow continued use, subject to the lender.
On the professionally assessed value and provenance of the piece, not your credit file. That is what keeps the process fast, private and free of the usual paperwork.
Related finance
All finance- £5,000 to £100m
Business Finance
Asset Finance
Fund plant and equipment, or release cash from assets you own.
- £50,000 to £25m
Property Finance
Bridging Finance
Short-term property funding when the money has to land before the sale does.
- £20,000 to £5m
Business Finance
Business Loans
Secured, unsecured and second charge lending against turnover and property.
Luxury asset lending is arranged for business and investment purposes. Facilities are secured on the asset, which may be at risk if the loan is not repaid. Valuations and storage are handled by specialist third parties.
